It all started a few years ago. I was working at a job that I liked and with people that I enjoyed, for a company that I despise. I was driven close to a nervous breakdown and was to the point of having anxiety attacks at work. At home my wife was busy moving us to a new house and preparing us for a new arrival our third child. I received a job offer and was thrilled that it was for the same work that I enjoyed. I missed my first day of work at my new job taking my wife to the hospital for our little one to arrive. With three children we just filled up the new house. We loved our house. At the beginning of my new job it was made clear to me that I would be running the shop like it was my own because in four to five years I would have the option of buying it. Preparing to slowly make it mine I went about making the usually changed, computer filing vs. paper ECT… The beginning of my second year on the new job I was informed that the owners were going to close the shop at the end of the year. I would then be given the option of buying the shop from them. I began working on a business plan. After 8 months of panning and working on a beautiful business plan I was told by multiple banks that I had bad credit and they would not give me a loan. The business makes 160 thousand dollars in a bad year and I was asking for a 40 thousand dollar loan and I could not get one. The business plan was flawless as I was told by many, but no dice. I proceeded to look for work in an increasingly difficult job market and decided to be and at home dad, while my wife worked. I collected unemployment and my wife worked for about 8 months. I was told I was either overqualified for the job or under qualified for the job. No one would hire me. I got further and further behind with my bills and finally the mortgage company told me that they would no longer take my late payments I would have to make two payments or they would not take any money at all, then when I had two payment, they wanted three, till finally after fighting for our house we went into foreclosure. I found a job washing cars, and my wife found a new job. We were approached by a failing business and they were interested in seeing if we could turn the business around. I felt confident and thought we might be able to save our house. We took over running the business as the new managers. The business began to flourish and I warned the owner that the slow seasons were coming. My wife and I lost our house and luckily found a new place to rent. We like our new house but still had feelings about our old house. The owner of the business decided that he wanted nothing to do with it anymore and offered to turn the business over to us. We took him up on the offer. Then we found out that all the vendors had not been paid since April and the rent was due and all of the utilities were late. Papers signed we made go of it and in Sept. had a good month. Oct and Nov we had no business and paying our vendors and utilities ate up all of the money that we had come into the shop. Now I haven’t been paid in 2 months and I am behind on my rent at home and at the shop and I just received a letter that they are going to kick us out of the shop on the 31st of December unless we come up with our rent. I have bills so at both the shop and home and its Christmas. To really make my last few steps the most painful that they could be on the first snow of the season my van stopped working. Anyone who has kids knows that with a family of 6 a van is pretty much a necessity. So with two kids in school and two at home we are now running our car three times as much to make all of the stops. So that is my life in a nutshell and I need to come up with five thousand dollars to make my rent and keep the shop open and pay my bills so I can at least get into next year before it all falls apart.
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I wish I could help you out, I really do. I don't have a penny to my name, or anything but goodwill. And, of course, I'm here to talk this through... Or at least, here to listen. I think everyone who comes here has been through their fair share of pain, but nothing I've been through really compares to you... Things should turn up for you soon, though... There are people who will say that luck is nothing, but it's kept me alive so far and I don't really deserve that. >.< So you can have some of my luck. I hope it will work for you - it's pretty reliable stuff. Good luck, wherever life takes you.
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the only thing i can tell you is have faith. i wish you the best and stay in prayer God is good he will provide